Simple plans, no surprises
Start free. Upgrade for rewards, higher limits and business tools.
Free
Everything you need to bank smarter.
- Free virtual & physical card
- Savings pots
- Real-time spending insights
- 2 free ATM withdrawals
Plus
More rewards, fewer fees.
- Everything in Free
- 1% cashback on groceries
- 4.2% APY on savings
- Fee-free FX up to $5k
- Priority support
Business
For startups and SMBs.
- Unlimited corporate cards
- Expense management
- Multi-currency accounts
- Accounting integrations
- Team permissions
Pricing FAQ
Yes. Deposits are held with our FDIC-member partner banks and insured up to $250,000. We use bank-grade encryption and biometric login.
The Free plan has no monthly fees, no minimum balance and no hidden charges. Premium plans add extra perks for a flat monthly price.
About 4 minutes. You’ll need a government ID and a smartphone. Most accounts are approved instantly.
Absolutely. Spend in 150+ currencies at the real exchange rate and withdraw cash fee-free up to your plan’s monthly limit.
Yes. Fintra Business includes corporate cards, expense management, multi-currency accounts and accounting integrations.